Offer Flexible Payment Options

EarnUp delivers a cost effective, automated solution for borrowers to pay as they get paid.

In addition to cost savings, Servicers create Payment Certainty.

When payments are missed, Servicers have real-time insight that can be used in borrower outreach efforts to mitigate defaults.

Flexible Payment Automation Hub

With EarnUp’s payment automation solution, Lenders and Servicers can offer borrowers the ability to schedule mortgage payments to correspond with their paydays.

This Borrower First technology has wide-reaching benefits; from an exceptional experience that improves engagement and loyalty, to a significant reduction in EPDs & default.

End Manual Payment Collection

The first 90 days of a loan is confusing for the consumer, which often leads to missed payments.

When you offer a digital payment hub, you automate interim servicing payment collection, diminish early payment defaults, and eliminate reconciliation issues during the loan transfer process.

Combat Higher Interest Rates

When Lenders and Servicers provide borrowers access to EarnUp’s payment automation hub, they help them save tens of thousands of dollars in interest over the course of a loan.

And, as delinquencies tick up, EarnUp’s solutions and data help safeguard against increased credit risk.