EarnUp is a consumer-first fintech platform that intelligently automates loan payments for the more than 200 million Americans with debt. We help you put a few dollars aside for your loans when you can afford it – then we make your loan payments for you, allocating funds in the way that gets you out of debt faster. We are dedicated to giving control back to everyone who is frustrated managing their finances.

Meet the Founders

Matthew Cooper


Matthew enjoys making beautiful things that work. His specialty is designing product that makes complex financial decisions incredibly easy to understand. The son of a minister and a teacher, he left from college with $20,000+ in student loans and has a longtime passion for helping underserved communities.

Nadim Homsany


Nadim enjoys making things that work beautifully. He started coding when he was 9 years old when he built his first BBS off a 2400 baud modem. The son of immigrants who arrived in the US with virtually nothing, his upbringing instilled in him a passion for helping people build financial resilience.

Our Partners


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