6 Ways To Reduce Your Home Mortgage Interest Costs The amount of interest you pay on your home mortgage may have the biggest impact on your personal finances over your lifetime. Take for example, Bankrate’s website. The site provides a simple home mortgage interest calculator. Let’s assume that you’re

What’s In A Name? EarnUp to Save: Or How Behavioral Economics and FinTech Can Help You

Did you ever wonder how we got the name “EarnUp”? Learn how by learning about behavioral economics. A recent article featuring EarnUp in Bank Director Magazine, “When A Penny Saved Is Not

The Financial Technology #fintech sector is hot right now.

The vast consumer need for debt and loan help demands continuous innovation by EarnUp and our partners and peers. We set the bar high so that we can serve those around us in our greatest capacity as leaders in this space. 

EarnUp is a company that helps customers make micropayments — a portion of each paycheck — to pay off their loans all in one place, and faster, so that they can save (“earn”) more.

This week, Nathan DiCamillo interviewed EarnUp founder Matthew Cooper to learn how consumers can build better

Finding partners that believe in a company’s mission can be challenging. Matthew Cooper, Co-Founder of EarnUp, recently spoke at a US Bank event for company founders in San Francisco that addressed this topic. Ascent Private Capital Management  — the private wealth arm of US Bank — and sponsored the

EarnUp co-founder Matthew Cooper recently spoke on a SXSW panel on the need for diversity in the tech space, highlighting the idea that increased diversity can lead to innovations that truly help the underserved. This notion has always been an

Diversity is an important topic that our team at EarnUp is passionate about; driving all aspects of our business from our focus on helping minority communities to how we approach hiring new talent. So I was particularly honored to take part in a recent panel at the 2017

EarnUp’s mission is to educate consumers and simplify the debt payment process recently continued through a collaborative research study with Common Cents Lab. The study, published earlier this week, identified several ways to improve borrower’s financial wellness through minor behavioral changes. Common Cents Lab Common Cents

Last week, EarnUp cofounders Matthew Cooper and Nadim Homsany hosted a Quora Session where they answered user’s questions on a variety of topics, including FinTech, diversity, America’s debt crisis and the inspiration for EarnUp. Their answers were featured in

We’re one week into 2017 and it only now feels like all the holiday commotions have finally slowed down. As we begin to gear up and prepare to dive headfirst into 2017, we wanted to take a quick look back at some of our major milestones of 2016

For the past two years, Forbes Magazine has been compiling a list of the 50 most innovative financial technology companies. These are groups focused in the $1.7 trillion U.S. financial services industry who are using technology to “disrupt the way we save, invest, spend and borrow.”

EarnUp Co-Founder Matthew Cooper recently wrote a piece for MReport Magazine, one of the leading news sources for the mortgage industry. The piece, titled “Serving the Underserved,” details the problems many low-income and minority communities face with homeownership and how new technologies, like EarnUp, can provide real

The recent election results and shift in the country’s political climate has illustrated that financial stress is still the largest problem plaguing millions of Americans, particularly middle to low-income families. The Wall Street Journal recently profiled this struggle and how new  technologies, like EarnUp, might offer a solution

Are traditional banks in trouble? A recent survey by Blumberg Capital, an early investor in EarnUp, seems to suggest this might the case. The survey found that a majority of Americans believe that traditional financial institutions are failing to service their needs and keep up with changing

200 million Americans have loans outstanding, and many of those borrowers are middle-income consumers who are poorly serviced by the financial services industry. Traditionally, these borrowers do not have access to effective financial tools that help them make informed business decisions. Middle and lower income Americans are

The consumer debt crisis affects millions of Americans, and the evidence is everywhere. CNBC reports that, five years after the housing recovery began, 5.9 million borrowers, or 12% of homeowners, still owe more on their mortgages than their homes are worth. U.S. credit card debt is

SAN FRANCISCO, July 7, 2016 — EarnUp, a consumer-first fintech platform that intelligently automates loan payments, announced its launch today with $3 million in seed funding.  Blumberg Capital, Kapor Capital, Camp One Ventures, Fenway Summer Ventures, Base Ventures, and other leading angel investors

For me, financial health is for everyone. — Elan, waiter

EarnUp is a community. We are a community of people who have come together with the crazy idea that we can transform your entire relationship with money.

Today Forbes and the New York Times announced that EarnUp was selected from a pool of more than 300 applicants as a winner of the prestigious Financial Solutions Lab, sponsored by JPMorgan Chase & Co. (NYSE:JPM) and the Center for Financial Services Innovation (CFSI). The EarnUp team is honored to be part

The student loan experience is broken. You know it. We know it. And 30,000 of you recently told the government about it. In the last 10 years, the volume of student loan debt has more than doubled to $1.2 trillion (yes, that’s trillion) while the average loans per