EarnUp X.ai
Real-time portfolio analytics and borrower-level asset, income, and employment data
Mitigate Risk With More Accuracy
EarnUp X.ai can help increase loan performance by providing real-time data and visibility into a borrower’s portfolio; income, debt, credit, employment, and borrower trends. This additional layer of transparency impacts asset valuation accuracy and can positively affect both borrowers and investors.
Value Portfolios More Precisely
- Capture historical and trailing trends on income, assets, and loan performance
- Segment data across asset classes and employment verticals
Leverage Advanced Analytics to Offer Personalized Solutions
Refinance Customers
Recapture customers looking to refinance with lower rate offers
Customers with Financial Challenges
Offer the right workout solutions at the right time to the right customers
Get Ahead of Issues Before They Become Problems
Maximize likelihood to repay and keep customers fully digital (reducing call center volume)
NSF resolution through DQ warnings on borrowers that missed an intra-month debit
Several triggers for proactive borrower outreach, including:
- Debit Reminders
- NSF
- Escrow changes
- Additional account & loan-level changes
Conserve Valuable Staff and Resources
EarnUp’s customer service specialists in the US, Mexico, and Costa Rica are armed to ensure payments are made on time:
- Phone, text, and email outreach
- 99% NSF resolution rate
- Avg. call waiting under 10 seconds
- NPS of 75
Investors
- Maximize revenue through better loan decisioning and management
- Minimize risk with more accurate data input for portfolio valuation
- Maximize MSR longevity to attract strong refinance and cross-sell candidates
Servicers
- Minimize servicing costs by reducing demands on your customer support center
- Expand revenue channels by offering data products as part of your suite of services
- Increase retention and cross-sell through the ability to offer customized offers at the right time
Borrowers
- Greater payment flexibility through customized payment scheduling
- Accessible support via the platform or EarnUp’s dedicated support team
- Timely and accurate product offerings via targeted lender outreach
Integrating with
EarnUp will have a dedicated project manager work with your team through the integration and customization of your dashboard.
Learn more
We’re looking forward to getting in touch with you about EarnUp Enterprise Solutions.
Existing EarnUp customer
To access your account or for support, visit
support.EarnUp.com