Stretch your paycheck

EarnUp deducts a portion of your loan payment from each paycheck, not just one—helping ease up your monthly cash flow.

EarnUp makes it easier to stay on top of your loan payments

When you miss a loan payment, you get hit with late fees and the penalties. EarnUp makes your payments so you can reduce late fees.

The smart way to
pay off your loans

EarnUp sets money aside every month so you don’t have to. Sign up now and start paying your loans off the smart way.

How it works


Sign up

Complete the form to get started.


Be prepared

We’ll need information
about your loan and lender.
Learn more


Call us

Call to complete your

“I’m really seeing that extra little payment makes a difference in my balance. It’s going down a lot more quickly.”

– Jenna S, Indiana

Enjoy 12 months with no
program fees

Pay your bills, effortlessly with EarnUp.