Autopay, and then some

See how EarnUp goes beyond automated payments

Your payments, all in one place

With EarnUp, a single login is all you’ll need to manage mortgage payments. See balances due, prepare for your next payment date, set up bi-weekly debits, manage accelerating, and pause payments. With EarnUp, you’re in control of your finances.

Pay down your debt faster1

If you’re paid every other week, EarnUp’s Equity Accelerator® uses your three-paycheck months to your advantage. By reserving equal portions of your loan payment each payday, you’ll end up automatically paying down debt sooner, and save¹ on interest over the life of your loan.


You’re in control

Something changed this month? No problem. You can adjust your payment schedule any time. Pause, edit, or reschedule payments to fit your life. Resume whenever you’re ready.


We’re on your side

EarnUp is more than an automated loan payment platform. We’re people who care about your financial health. We’re always here to help and available via phone or email.

EarnUp customers are realizing financial health improvements

According to our customers, “financial health improvements” mean:
Paying off debt faster
Saving on interest¹
“It’s nice to not have to save¹ up. My wife gets paid biweekly, I get paid weekly, and it’s just easier to manage our mortgage this way.”

Adam S. Indiana

  1. Savings and term reduction are net of fees and are calculated based on the expectation of additional payments made towards the loan principal over the life of the loan. The loan must be paid to completion in order to realize the savings. Savings may vary based on your unique EarnUp Program.
  2. Stretch Your Paycheck: Standard loan payment schedules deduct a monthly loan payment after one pay period and can leave the payee ‘cash-poor’ until the next pay period. EarnUp helps make paychecks last longer by automating deducting equal portions of a monthly loan amount from each paycheck, typically over the course of one month.